Find Bank IFSC Code
What is an IFSC Code ?
The Indian Financial System Code (IFSC) is an 11-digit alphanumeric code used to identify bank branches in India for electronic fund transfers such as NEFT, RTGS, and IMPS.
What is an MICR Code ?
The Magnetic Ink Character Recognition, is a 9-digit code printed on the bottom of bank cheques using magnetic ink. It is used to identify bank branches in India for efficient processiong of cheques and other financial documents within the Electronic Clearing System (ECS).
What is NEFT ?
NEFT (National Electronic Funds Transfer) is one of India’s most popular electronic payment systems, allowing individuals and businesses to transfer money securely between bank accounts across the country.
What is RTGS?
RTGS (Real-Time Gross Settlement) is an electronic funds transfer system in India that enables instant, high-value transactions between banks. Unlike NEFT (which processes transfers in batches), RTGS settles payments in real-time, making it ideal for large transactions.
What is IMPS?
IMPS (Immediate Payment Service) is India’s 24/7 real-time funds transfer system that allows instant money transfers between banks using mobile phones, internet banking, or ATMs. Managed by the National Payments Corporation of India (NPCI), IMPS is faster than NEFT and more flexible than RTGS for small-to-medium transactions.
What is UPI?
UPI (Unified Payments Interface) is India’s most popular real-time payment system, developed by NPCI (National Payments Corporation of India). It allows instant money transfers 24/7 between bank accounts using just a mobile phone, without needing account details like IFSC or bank account numbers.